Michael S. Barr

Michael S. Barr is an American legal scholar and financial expert who currently serves as the Vice Chair for Supervision of the Federal Reserve Board. He is a renowned expert on financial regulation, financial inclusion, and the financial lives of low-income Americans. He has authored or co-authored several books on these topics, including "Financial Regulation: Law & Policy" (Foundation Press, 2016, 2d ed. 2018, 3d ed. 2021 with Howell Jackson and Margaret Tahyar), "No Slack: The Financial Lives of Low-Income Americans" (Brookings Press, 2012), and "Insufficient Funds" (Russell Sage, 2009, co-edited with Rebecca Blank).

Barr is a frequent commentator on financial issues and has appeared on numerous television and radio programs. He is also a sought-after speaker at conferences and events. In his speeches, he often discusses the challenges facing the financial system and the need for effective regulation to protect consumers and promote economic stability. He is also a strong advocate for financial inclusion, which is the effort to ensure that everyone has access to safe and affordable financial products and services.

Here are some of the specific topics that Michael Barr has spoken about in the past:

• The impact of the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010
• The risks and potential dangers of cryptocurrency
• The need for more regulation of the financial technology industry
• The challenges of reducing financial inequality
• The importance of financial education for low-income Americans

Michael Barr is a leading voice in the field of financial regulation and his work has had a significant impact on the way that financial institutions are regulated in the United States and around the world. He is a passionate advocate for financial inclusion and his insights are valuable to anyone who wants to understand the challenges and opportunities of the modern financial system.