Automated Clearing House (ACH)

The Automated Clearing House (ACH) is a nationwide electronic network that processes electronic payments and other financial transactions. It is used by banks, credit unions, and other financial institutions to transfer money between accounts.

The ACH network is used for a variety of transactions, including:

• Direct deposits of paychecks and government benefits
• Bill payments
• Electronic funds transfers (EFTs)
• Preauthorized payments
• Automated clearing house (ACH) transactions are processed in batches, which are sent and received throughout the day. The batches are processed in the order in which they are received.

The ACH network is a safe and secure way to transfer money. Transactions are processed through a secure system, and all data is encrypted.

If you have questions about ACH transactions, you should contact your bank or credit union.