Financial Select Sector SPDR Fund (XLF)

The XLF is the Financial Select Sector SPDR (an ETF). It trades on the NYSE under the ticker symbol XLF.

In mid-2007, The XLF was about 20% of the S&P500 index.

The Index includes companies from the following industries:

• Diversified financial services
• Insurance
• Commercial banks
• Capital markets
• Real estate investment trusts (“REITs”)
• Consumer finance
• Thrifts & mortgage finance
• Real estate management & development

Criteria

1. Each of the component securities in the Index is a constituent company of the S&P 500 Index.
2. Each stock in the S&P 500 Index is allocated to one and only one of the Select Sector Indexes.
3. The Index is calculated by the New York Stock Exchange’s Index Services Group using a modified “market capitalization” methodology.

As of December 31, 2009, the Index was comprised of 78 stocks.