Garage Liability Insurance

Garage liability insurance is a type of insurance that covers damages to property or people caused by your car while it is in your garage. This type of insurance is important for protecting yourself from financial liability if your car damages someone else's property or injures someone while it is in your garage.

Garage liability insurance typically covers damages to property, such as the walls of your garage, your car, and other items in your garage. It may also cover damages to other people's property, such as their cars or homes, if your car damages them while it is in your garage.

Garage liability insurance also typically covers injuries to people, such as your guests or neighbors, if they are injured by your car while it is in your garage. This type of coverage can be important if your car injures someone and you are held liable for their medical expenses.

Garage liability insurance is typically sold as a rider to your homeowners insurance policy. This means that you will need to have a homeowners insurance policy in order to purchase garage liability insurance. The cost of garage liability insurance will vary depending on the size of your home, the value of your car, and the amount of coverage you want.

If you have a garage, it is important to have garage liability insurance. This type of insurance can help to protect you from financial liability if your car damages someone else's property or injures someone while it is in your garage.