Qualifying Event

A qualifying event is a life change that can make you eligible to enroll in or change your health insurance coverage. These events include getting married, having a baby, losing your job, or moving to a new area.

If you have a qualifying event, you can sign up for a new health insurance plan or make changes to your current plan during the open enrollment period. The open enrollment period is the time each year when you can make changes to your health insurance coverage. It typically runs from November 1 through December 15.

If you don't have a qualifying event, you may still be able to change your health insurance coverage during a special enrollment period. A special enrollment period is a time when you can make changes to your health insurance coverage outside of the open enrollment period. You may qualify for a special enrollment period if you lose your job, get married, have a baby, or move to a new area.

You can also qualify for a special enrollment period if you experience a change in your income or family size. If your income decreases or your family size increases, you may be eligible to sign up for a new health insurance plan with lower premiums.

If you have a qualifying event, you should sign up for a new health insurance plan or make changes to your current plan as soon as possible. The sooner you sign up, the more time you'll have to choose a plan that meets your needs.