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Unscheduled Property Floater

An unscheduled property floater is a type of insurance policy that provides coverage for damage to your home or other property that is not caused by a specific event. This type of policy can be useful if you have a valuable piece of property that is not covered by your homeowners insurance, or if you want to have additional coverage for damage that is not covered by your existing policy.

Unscheduled property floaters typically have a higher deductible than scheduled property coverage, and they may also have a higher premium. However, they can provide peace of mind knowing that you are protected in the event of an unexpected loss.

Here are some of the benefits of an unscheduled property floater:

  • Provides coverage for damage that is not covered by your homeowners insurance
  • Can be used to cover valuable items that are not covered by your existing policy
  • Can provide additional coverage for damage that is not covered by your existing policy
  • May have a higher deductible and premium than scheduled property coverage

If you are considering purchasing an unscheduled property floater, it is important to compare different policies and to make sure that you understand the terms of the policy before you sign up. You should also make sure that you have enough coverage to protect your valuable property.