U.S. Savings Bonds

A U.S. savings bond is a debt security issued by the United States government. Savings bonds are backed by the full faith and credit of the U.S. government, and are considered to be one of the safest investments available.

Savings bonds are sold at a discount to their face value, and they earn interest until they mature. The interest rate on savings bonds is fixed, and it is not affected by changes in market interest rates.

Savings bonds can be purchased in denominations of $25, $50, $75, $100, $200, $500, $1,000, $5,000, and $10,000. They can be purchased online, through the mail, or at a bank or credit union.

Savings bonds are a good investment for people who are looking for a safe place to store their money. They are also a good investment for people who are saving for a specific goal, such as a down payment on a house or a college education.

There are two types of U.S. savings bonds: Series I savings bonds and Series EE savings bonds. Series I savings bonds are inflation-indexed, which means that their interest rate is linked to the inflation rate. Series EE savings bonds earn a fixed interest rate that is guaranteed for 20 years.

Series I savings bonds are a good investment for people who are concerned about inflation. Series EE savings bonds are a good investment for people who are looking for a safe place to store their money for a long period of time.

U.S. savings bonds are a great way to save for the future. They are safe, secure, and offer a guaranteed return on your investment.