Workers' Compensation Coverage B

Workers' Compensation Coverage B is a type of insurance that provides benefits to employees who are injured or become ill as a result of their employment. Coverage B provides benefits for medical expenses, lost wages, and rehabilitation costs.

Coverage B is an important part of any workers' compensation policy, as it can help to protect employees from the financial burden of a work-related injury or illness. If you are an employer, it is important to make sure that your workers' compensation policy includes Coverage B.

Coverage B is typically subject to a deductible, which is the amount of money that the employee must pay before the insurance company begins to pay benefits. The deductible can vary depending on the policy, but it is typically a few hundred dollars.

Coverage B also has a maximum benefit amount, which is the maximum amount of money that the insurance company will pay for medical expenses, lost wages, and rehabilitation costs. The maximum benefit amount can vary depending on the policy, but it is typically a few hundred thousand dollars.

If an employee is injured or becomes ill as a result of their employment, they must file a claim with their employer's workers' compensation insurance company. The insurance company will then review the claim and determine whether it is covered under the policy. If the claim is approved, the insurance company will pay for the employee's medical expenses, lost wages, and rehabilitation costs up to the maximum benefit amount.

Coverage B is an important part of any workers' compensation policy, as it can help to protect employees from the financial burden of a work-related injury or illness. If you are an employer, it is important to make sure that your workers' compensation policy includes Coverage B.